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Two of the basics that are required for every real estate transaction


When you work in an industry you develop a blind side. You develop a wealth of knowledge that is particular to that industry and that's where we tend to go wrong! We assume that those outside the industry have much the same working knowledge that we do and often forget to pass on the basic information.

 

This truly came to light the other night when  I was doing an information session on buying and selling

 

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None of us can afford to gamble with what has probably been the largest single investment we make, our homes. However, it is surprising that some people are willing to take that chance. Selling a home without the help of a REALTOR® is not as easy as it may appear to the uninitiated.


Ask yourself the following:


  • Do I know my home’s true market value?

  • Am I aware of the legal “ins and outs”?

  • Can I arrange suitable financing?

  • Can I qualify a potential buyer?

  • Can I negotiate...

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One of the great envies of my life is the long-time homeowner. When I speak to owners who have lived in their homes for over twenty years, I tend to feel a clench in my heart. I think of the stories their homes have experienced; the joys, the sorrows, the fun……..the continuity!

 

I think of my friends who grew up in the same house and had that childhood experience of HOME; this is where I live, this is what I can count on, this is where we keep the cereal, this is where the dog...

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It's Not Just an Asset! As realtors, we want to look at a person’s house as a product. We come in, walk around, review the value with other, similar houses in the neighbourhood and declare a listing price. We are, after all, sales people, and our task is to sell your home. Value, like beauty, is in the eye of the beholder!

 

Sellers of houses have a different value system for their homes. This is where they have loved, raised a family, grown a garden, celebrated, commiserated, and...

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As an independent contractor working in the real estate industry, I have chosen to work with the Engel & Volkers Vancouver Island, a brokerage with an international presence. What this means to my clients is that they have access to a wider audience and more resources available to them whether they are buying or selling their most important financial asset.


It is a challenge being a real estate professional. In a great way! You run your own business and that entails all aspects of a co...

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If you have been thinking about selling your home, perhaps you have been toying with the idea of trying to sell it yourself to save paying a commission to a REALTOR®. However, when you consider the amount of time needed to market your home along with the costs of advertising and other incidentals, you may be surprised to discover that not only are you unlikely to save much, it will also likely take much longer to sell your home privately.


There is also the chance that you may not get as...

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We talk a lot about “Concierge Services”. I like to think that what I offer to my clients is just that, a concierge service. Concierge used to refer to the caretaker of an apartment who would direct traffic visitors, mail, etc. and then segued into the person who takes care of guests’ special requests in some high-end hotels.

 

In the real estate industry, concierge usually refers to representatives that offer a full roster of services to their clients. For me, concierge...

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Where do we live?  We have these great homes that encompass our possessions and our way of life; but where do we really live.  Where is the control center of the home?  I think it’s the kitchen!  The kitchen is where we prepare meals to share with family and friends, and life revolves around food and drink! Have you ever thrown a party where half the crowd takes over the kitchen and as host you push past the guests to pass around drinks and food?   It’s actually...

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The reason I ask is because I have some advice to share. It’s about staging your home. The idea, of course, of having multitudes of people walk through your home is to sell it! As a Realtor®, I am in and out of homes on a regular basis, and it is quite rare to walk into a home and see one that is staged to sell.


I get it. I love the way my home is arranged and think it is fabulous. If visitors don't care for my furniture and accessory arrangements, well, they don't have...

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As I lay in bed last night, luxuriating in the feeling of comfort around me, it occurred to me that when it comes to going to bed, we are strange creatures!  I just added a sheepskin mattress cover to my bed, followed by crisp, cotton sheets and the absolute necessity of my feather pillows.  I need to be able to smoosh them up to fit around my neck.  Ahhhh, comfort!  


We all seem to have habits and conditions that suit our individuality to create just the right...

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My daughters are at that delicate age; ready to buy their first home! In Victoria this year, it isn’t an easy task. Prices are rising and the demand for properties far outweighs the supply.

 

As you can imagine, I’m working on it! As a first time buyer, there are things you can do to make the task a little easier. Make like a scout and be prepared!

 

The first priority is to get your financing in order. There isn’t any point in looking at properties that are...

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Arghh! You’ve just bought your first house and you sit down with your notary or your lawyer and they bring out the statement of adjustments. What?  What’s this cost?  Why do I have to pay that cost?  Alright, maybe many of you haven’t experienced this, but these were the words that came out of my mouth during the transaction on my first home.  I had no idea of the extra costs involved!


Yes, you can call it naivety or inexperience, but I call...

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I was hosting an open house the other day and had an interesting chat with a customer from Calgary.

When I asked him if he was working with a realtor he responded by asking, “Are you one of those realtors that just send me lists of what’s new? I can’t keep up with looking at them!” What this customer is talking about is the auto-email process.

 

The realtor can enter your search parameters and when a new listing pops up that fits that criteria, you get an email!...

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BC Home Partnership Loans to help first time home buyers Premier Christy Clark this morning announced a new program designed to support first-time homebuyers.


Meeting the press today, Clark referred to the difficulty first time home buyers experience saving up a down payment. While many first time home buyers qualify for a mortgage, they can't assemble funds required for their initial down payment.

The BC Home Owner Mortgage and Equity Partnership program contributes to the amount...

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The New Year’s always brings that challenge of a new beginning.  I am not sure whether to embrace or ignore a “new” me!  Life is good. My children are healthy, my grandbaby turns one this month, and we live in the sweetest place on the planet! And, the icing on the cake, I have the best job in the world!

Every day I get to work with people who want to change their living arrangements, and its my job to facilitate that change! Whether it’s upsizing to make room for...

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What are credit reports?


A credit file is created the first time you borrow money or apply for credit.You probably know that your credit file reports on your financial history and performance with credit grantors, over the past six years. Your credit report is one of the main tools lenders use to determine whether or not to grant you credit. Companies that lend you money or issue credit cards to you like financial institutions, credit unions and retail stores, send information related to your financial...

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Hello! I’m Tabitha THE CAT, and I’m the Supervisor of a small woodworking shop in Oak Bay. I usually supervise the Guy With Opposable Thumbs (GWOT) that does stuff, but on occasion I go walkabout in the Village and meet up with my buddy Aileen. We have conversations about all sorts of things and she asked me to pass along some of the useful tips that I’ve picked up from watching the Guy.


When I was a young Cat, or in a younger lifetime, take your pick, I used to chase birds....

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Happy New Year!   The holidays are behind us and 2018 is off to a great start in the design world.  Here are a few of the hottest trends you can expect this year to inspire you and get your creative juices flowing...
 
Bold Colours...from jewel tones to black and white with tribal inspiration, the incentive is to push the boundaries of pattern and colour. While a good portion of your interior design will be made up of neutral shades, don't be afraid to add that pop! ...
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Setting the Stage! Are you thinking of selling your home?



The reason I ask is because I have some advice to share. It’s about staging your home. The idea, of course, of having multitudes of people walk through your home is to sell it! As a Realtor®, I am in and out of homes on a regular basis, and it is quite rare to walk into a home and see one that is staged to sell.

I get it. I love the way my home is arranged and think it is fabulous. If visitors don't care for my furniture and accessory...
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It’s that time again! I fluctuate between paroxysms of joy and anxiety-riddled angst. Joy because it means time with my family and friends. We have always had such great Christmasses! My Mum always held our big dinner on Christmas Eve and Christmas Day was loud and cheery, finishing with another big dinner at some other family member’s abode. Family games were the big attraction and I have a picture of my Mum at 90, on her hands and knees fighting for the last remaining...

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